Promoting Access to Mortgage Credit (Trump EO Tracker)

Amends prior presidential delegations under the Defense Production Act to allow the Secretary of Energy, alongside the Secretary of Commerce, to independently exercise certain authorities related to national defense resource preparedness. Clarifies that under Executive Order 14156, Declaring a National Energy Emergency, agency heads may act directly when authority has been delegated rather than seeking additional presidential approval.

Directs the Federal Trade Commission (FTC) to prioritize enforcement against false or misleading "Made in America" claims and consider regulations requiring online marketplaces to verify country-of-origin representations. Instructs federal agencies to review American-origin claims in government procurement and coordinate guidance on voluntary country-of-origin labeling to protect consumers and support domestic manufacturers.

Directs federal financial regulators to review and potentially revise mortgage lending, servicing, disclosure, capital, and supervisory rules to expand access to mortgage credit, particularly for community banks and smaller lenders. Encourages regulatory changes that reduce compliance burdens, modernize appraisal and digital mortgage processes, and align housing finance policies to promote competition, lower borrowing costs, and increase housing supply.

Directs federal agencies to review and revise regulations that increase the cost or delay the construction of housing, including environmental permitting, energy efficiency requirements, infrastructure rules, and federal housing programs. The order aims to expand housing supply and improve affordability by streamlining federal permitting, reducing regulatory burdens on residential development, and encouraging state and local governments to adopt policies that facilitate home construction.